Jewelry layaway in Japan: reserve now, pay monthly at 0% interest

Not at the moment. Card and Paidy payments are for yen orders paid in full. Layaway down payments and monthly payments are paid by bank transfer.

Our standard interest-free layaway options are:

• Three months
• Six months
• Eight months for qualifying orders of ¥300,000 or more

The approved payment schedule will be shown on your invoice or customer portal. Promotional plans may have different conditions.

The standard down payment is normally 30% of the total order price.

Some promotions may offer a reduced reservation amount or different down-payment conditions. A promotional exception applies only during the announced period and must be confirmed in writing.

Our standard layaway plans are 0% interest. Customers pay the confirmed product price according to the approved schedule.

Payment-provider, currency-conversion, delivery, service, or customs fees are separate and are not considered layaway interest.

We may send an automated reminder using your registered email address or messaging channel.

If payment remains overdue, we may provide notice and an opportunity to correct it before cancelling the layaway. Cancellation charges, down-payment treatment, and any remaining balance are handled according to the applicable Layaway Terms and Return, Cancellation and Refund Policy.

Yes. You may complete your remaining balance early without an early-payment charge unless different conditions were disclosed before the plan began.

No. Layaway items are normally shipped only after the full balance and applicable shipping charges have been paid and validated.

However, requested services such as resizing, polishing, repair, or certification may begin before the final payment so the item can be prepared for prompt shipment after completion of payment.